TERMS AND CONDITIONS

Effective Date:

April 1, 2025

1. Introduction

Welcome to the website of

Florida Premier Insurance Agency

These Terms & Conditions (“Terms”) govern your use of our website and services. By accessing our website or purchasing our insurance services, you agree to comply with and be bound by these Terms.

If you do not agree with these Terms, please do not use our services.

2. Services Offered

Florida Premier Insurance Agency offers a variety of insurance-related services, including but not limited to:

Auto Insurance

Homeowners Insurance

Flood Insurance

Life Insurance

Commercial and Business Insurance

All services are subject to availability and eligibility.

3. Eligibility and Accuracy of Information

By using our services, you confirm that:

You are at least 18 years old.

The information you provide is true, accurate, current, and complete.

You will maintain and update your information as necessary.

Providing false or misleading information may result in denial of service or cancellation of your policy.

4. Quotes and Coverage

Quotes provided through our website or representatives are estimates based on the information you provide. Actual premiums may vary based on underwriting review, credit scores, and other risk factors.

Coverage is not binding until you have received and accepted a formal policy from the respective insurance carrier, and payment has been made or arranged.

5. User Conduct

You agree not to:

Use the site for unlawful purposes.

Transmit any viruses or malicious code.

Attempt to gain unauthorized access to systems or data.

Impersonate any person or misrepresent your identity.

6. Intellectual Property

All content on this website—including text, logos, graphics, images, and software—is the property of Florida Premier Insurance Agency or its licensors. It is protected by copyright and trademark laws.

You may not reproduce, modify, distribute, or republish content from this site without prior written consent.

7. Disclaimers

We do our best to keep information accurate and up to date, but we do not guarantee completeness or accuracy.

Insurance availability, pricing, and approval are subject to change and underwriting guidelines.

We are not liable for any decisions made based on information provided on this website.

8. Limitation of Liability

To the fullest extent permitted by law, Florida Premier Insurance Agency shall not be liable for any indirect, incidental, special, or consequential damages arising from the use of our website or services.

9. Third-Party Links

Our site may contain links to third-party websites. We are not responsible for the content, policies, or practices of those sites.

10. Governing Law

These Terms are governed by the laws of the State of Florida. Any disputes arising under these Terms will be resolved in the appropriate courts of Florida.

11. Changes to Terms

We reserve the right to update or modify these Terms at any time. Any changes will be posted on this page, with the effective date updated. Continued use of our services implies acceptance of the revised Terms.